.bic-sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}body.home .elementor-element-c235195 .elementor-heading-title{font-size:34px!important;line-height:1.25!important}body.home .elementor-element-efc2498 .elementor-heading-title,body.home .elementor-element-62b6328 .elementor-heading-title,body.home .elementor-element-07b3df3 .elementor-heading-title,body.home .elementor-element-32205f8 .elementor-heading-title,body.home .elementor-element-1a79659 .elementor-heading-title,body.home .elementor-element-c7f2407 .elementor-heading-title,body.home .elementor-element-cdf5b3f .elementor-heading-title,body.home .elementor-element-c667c7d .elementor-heading-title,body.home .elementor-element-4480b02 .elementor-heading-title{font-size:24px!important;line-height:1.3!important}@media (max-width:767px){body.home .elementor-element-c235195 .elementor-heading-title{font-size:28px!important}body.home .elementor-element-efc2498 .elementor-heading-title,body.home .elementor-element-62b6328 .elementor-heading-title,body.home .elementor-element-07b3df3 .elementor-heading-title,body.home .elementor-element-32205f8 .elementor-heading-title,body.home .elementor-element-1a79659 .elementor-heading-title,body.home .elementor-element-c7f2407 .elementor-heading-title,body.home .elementor-element-cdf5b3f .elementor-heading-title,body.home .elementor-element-c667c7d .elementor-heading-title,body.home .elementor-element-4480b02 .elementor-heading-title{font-size:22px!important}}@media (max-width:480px){body.home #hero .elementor-element-ec2178a{left:0!important;right:0!important}body.home #hero h1,body.home #hero .elementor-element-0bdee75 .elementor-heading-title{max-width:calc(100vw - 32px)!important;margin-inline:auto!important;padding-inline:0!important;font-size:clamp(2.15rem,9.75vw,2.4rem)!important;overflow-wrap:anywhere}}@media (max-width:767px){body main a:not(.bic-mcm-list a):not(nav.bicbcu a),body main button,body main [role="button"]{min-height:44px;display:inline-flex;align-items:center}body main li>a,body main p>a{min-height:0;display:inline}body main li>a,body main p>a{padding-block:10px}}body .bic-audit-slider-dot{box-sizing:border-box!important;width:44px!important;min-width:44px!important;height:44px!important;min-height:44px!important;flex:0 0 44px!important;margin:0!important;padding:0!important;border:0!important;background:transparent!important;display:inline-flex!important;align-items:center!important;justify-content:center!important}body .bic-audit-slider-dot::after{content:"";width:8px;height:8px;border-radius:50%;background:#9aa7b5;display:block}body .bic-audit-slider-dot.swiper-pagination-bullet-active::after,body .bic-audit-slider-dot[aria-current="true"]::after{width:10px;height:10px;background:#D4AF37}.bicv .leaflet-marker-icon.bicv-mk:not(.bicv-mk--bic){width:44px!important;height:44px!important;margin-left:-22px!important;margin-top:-44px!important;display:flex!important;align-items:center!important;justify-content:center!important}body .bic-ohero-chips .bic-ohero-chip{height:44px!important;min-height:44px!important;display:inline-flex!important;align-items:center!important}@media (min-width:768px){#bic-site-header{transition:box-shadow .2s ease,background-color .2s ease}#bic-site-header .bic-utility-bar{max-height:34px;overflow:hidden;opacity:1;transition:max-height .2s ease,opacity .14s ease}body.bic-desktop-scrolled #bic-site-header{box-shadow:0 8px 24px rgba(0,24,55,.12)}body.bic-desktop-scrolled #bic-site-header .bic-utility-bar{max-height:0!important;min-height:0!important;opacity:0!important;pointer-events:none!important;border-width:0!important}html body.bic-desktop-scrolled #bic-site-header .elementor-element-ac95c0f{padding-top:0!important;padding-bottom:0!important}html body.bic-desktop-scrolled #bic-site-header .elementor-element-5277b2e{min-height:68px!important;padding-top:0!important;padding-bottom:0!important}html body.bic-desktop-scrolled #bic-site-header .elementor-element-5277b2e>.e-con-inner{padding-top:4px!important;padding-bottom:4px!important}html body.bic-desktop-scrolled #bic-site-header .elementor-element-92d0f8f.elementor-widget-image img{width:auto!important;height:54px!important;max-height:54px!important;object-fit:contain!important}}@media (max-width:767px){:root{--bic-mc-navy:#002B66;--bic-mc-gold:#D4AF37}#bic-site-header .bic-utility-bar{display:none!important}#bic-site-header .bic-utility-inner{min-height:40px!important;padding:0 16px!important}#bic-site-header .bic-util-contact{display:none!important}#bic-site-header .bic-util-lang{margin-inline-start:auto!important}#bic-site-header .bic-lang{gap:4px!important;padding:3px!important;background:rgba(255,255,255,.1);border-radius:999px}#bic-site-header .bic-lang-item{min-width:42px!important;min-height:34px!important;display:inline-flex!important;align-items:center!important;justify-content:center!important;padding:0 8px!important}#bic-site-header .bic-lang-item.active{background:rgba(212,175,55,.18);border-radius:999px}#bic-site-header .bic-lang-sep{display:none!important}#bic-site-header .elementor-element-5797 .elementor-element-ac95c0f{min-height:72px!important;padding:10px 16px!important}#bic-site-header .elementor-element-92d0f8f img{width:76px!important;height:auto!important;max-height:48px!important;object-fit:contain!important}#bic-site-header .bic-nav-toggle,#bic-site-header .bic-nav-search-m{position:absolute!important;top:-26px!important;width:44px!important;height:44px!important;margin:0!important}#bic-site-header .bic-nav-toggle{left:-24px!important}#bic-site-header .bic-nav-search-m{left:28px!important}#bic-site-header .bic-nav-menu .bic-caret{display:none!important}#bic-site-header .bic-nav-search-li{display:none!important}#bic-site-header .bic-search-lock{display:none!important}#bic-site-header{overflow:visible!important}#bic-site-header .bic-nav{position:fixed!important;z-index:10020!important;inset:0 0 0 auto!important;width:min(88vw,360px)!important;height:100dvh!important;max-height:100dvh!important;overflow-y:auto!important;background:#fff!important;box-shadow:-16px 0 42px rgba(0,24,55,.22)!important;transform:translateX(105%)!important;transition:transform .24s ease!important;padding:80px 20px 28px!important}body.bic-nav-open #bic-site-header .bic-nav{transform:translateX(0)!important}body.bic-nav-open #bic-site-header .bic-nav{height:100svh!important;max-height:100svh!important;overflow-y:scroll!important;overscroll-behavior:contain!important;touch-action:pan-y!important;-webkit-overflow-scrolling:touch!important;padding-bottom:calc(28px + env(safe-area-inset-bottom))!important}body.bic-nav-open #bic-site-header .bic-nav .bic-mega,body.bic-nav-open #bic-site-header .bic-nav .bic-mega-inner{overflow:visible!important;max-height:none!important}html:has(body.bic-nav-open),body.bic-nav-open{overflow:hidden!important}.bic-mobile-drawer-head{position:absolute;top:0;right:0;left:0;height:64px;display:flex;align-items:center;justify-content:space-between;padding:0 20px;border-bottom:1px solid #e7ebf0;background:#fff}.bic-mobile-drawer-brand{font-weight:700;color:var(--bic-mc-navy);font-size:15px}.bic-mobile-language{margin-inline-start:auto;margin-inline-end:10px;min-width:42px;height:34px;display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--bic-mc-gold);border-radius:999px;color:var(--bic-mc-navy);font-weight:700;font-size:13px;text-decoration:none}.bic-mobile-close{width:44px;height:44px;border:0;background:#f1f4f7;border-radius:50%;color:var(--bic-mc-navy);font-size:28px;line-height:1;cursor:pointer}#bic-site-header .bic-nav-menu{display:block!important;margin:0!important;padding:0!important}#bic-site-header .bic-nav-menu>li{position:relative!important;border-bottom:1px solid #e8edf2!important;margin:0!important;padding:0!important}#bic-site-header .bic-nav-menu>li>a{display:block!important;color:var(--bic-mc-navy)!important;font-size:17px!important;font-weight:700!important;line-height:1.35!important;padding:17px 48px 17px 0!important;text-align:right!important}.bic-mobile-expand{position:absolute;top:7px;right:auto;left:0;width:44px;height:44px;border:0;background:transparent;color:var(--bic-mc-navy);font-size:22px;cursor:pointer}.bic-mobile-expand[aria-expanded="true"]{transform:rotate(180deg)}#bic-site-header .bic-nav .bic-mega{display:none!important;position:static!important;opacity:1!important;visibility:visible!important;transform:none!important;width:auto!important;box-shadow:none!important;background:transparent!important}#bic-site-header .bic-nav li.bic-mobile-expanded>.bic-mega{display:block!important}#bic-site-header .bic-nav .bic-mega-inner{padding:0 0 14px!important;background:transparent!important}#bic-site-header .bic-nav .bic-mcm-cols{display:block!important}#bic-site-header .bic-nav .bic-mcm-col{width:auto!important;margin:0!important;padding:0!important}#bic-site-header .bic-nav .bic-mcm-h{font-size:13px!important;color:#5B6B84!important;margin:12px 0 5px!important}#bic-site-header .bic-nav .bic-mcm-list{display:block!important;margin:0!important;padding:0!important}#bic-site-header .bic-nav .bic-mcm-list li{display:block!important;border:0!important}#bic-site-header .bic-nav .bic-mcm-list a{display:flex!important;align-items:center!important;gap:10px!important;min-height:44px!important;padding:11px 8px!important;color:#334155!important;font-size:15px!important;text-align:right!important}#bic-site-header .bic-nav .bic-mcm-ic{width:20px!important;height:20px!important;flex:0 0 20px!important;color:var(--bic-mc-gold)!important}#bic-site-header .bic-nav .bic-mega .bic-mcm-feature{display:none!important}#bic-mobile-search{position:fixed;z-index:10040;inset:0;background:#fff;padding:calc(env(safe-area-inset-top) + 24px) 20px 28px;display:none;overflow:auto}body.bic-mobile-search-open #bic-mobile-search{display:block!important}body.bic-mobile-search-open{overflow:hidden!important}.bic-mobile-search__top{display:flex;align-items:center;justify-content:space-between;margin-bottom:28px}.bic-mobile-search__title{font-size:20px;font-weight:700;color:var(--bic-mc-navy)}.bic-mobile-search__close{width:44px;height:44px;border:0;border-radius:50%;background:#eef2f6;color:var(--bic-mc-navy);font-size:27px}.bic-mobile-search__form{display:flex;gap:8px}.bic-mobile-search__form input{height:54px;min-width:0;flex:1;border:1px solid #cbd5e1;border-radius:12px;padding:0 16px;font:inherit;color:#102a43}.bic-mobile-search__form button{height:54px;border:0;border-radius:12px;background:var(--bic-mc-gold);padding:0 18px;font:inherit;font-weight:700;color:#002B66}.bic-mobile-search__suggestions{margin-top:28px;border-top:1px solid #e8edf2;padding-top:20px}.bic-mobile-search__suggestions a{display:block;color:var(--bic-mc-navy);padding:13px 0;border-bottom:1px solid #eef2f6;font-weight:700;text-decoration:none;min-height:44px}.bic-mobile-filter-trigger{width:100%;min-height:52px;display:flex;align-items:center;justify-content:space-between;gap:12px;border:1px solid #d7dee7;border-radius:12px;background:#fff;color:var(--bic-mc-navy);padding:0 16px;font:inherit;font-weight:700;box-shadow:0 3px 12px rgba(0,43,92,.08);cursor:pointer}.bic-mobile-filter-trigger__value{font-size:14px;font-weight:500;color:#475467;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}#bic-mobile-filters{position:fixed;z-index:10050;inset:0;background:rgba(0,24,55,.48);padding:0;display:none}body.bic-mobile-filters-open #bic-mobile-filters{display:block!important}body.bic-mobile-filters-open{overflow:hidden!important}.bic-mobile-filters__sheet{position:absolute;right:0;bottom:0;left:0;max-height:min(78svh,640px);overflow-y:auto;background:#fff;border-radius:20px 20px 0 0;padding:14px 20px calc(24px + env(safe-area-inset-bottom));box-shadow:0 -12px 32px rgba(0,24,55,.2)}.bic-mobile-filters__head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:14px}.bic-mobile-filters__title{font-size:19px;font-weight:700;color:var(--bic-mc-navy)}.bic-mobile-filters__close{width:44px;height:44px;border:0;border-radius:50%;background:#eef2f6;color:var(--bic-mc-navy);font-size:27px;line-height:1;cursor:pointer}.bic-mobile-filter-options{display:grid;grid-template-columns:1fr;gap:8px}.bic-mobile-filter-option{min-height:48px;border:1px solid #d7dee7;border-radius:10px;background:#fff;color:var(--bic-mc-navy);padding:10px 14px;text-align:right;font:inherit;font-weight:700;cursor:pointer}.bic-mobile-filter-option[aria-pressed="true"]{border-color:var(--bic-mc-gold);background:rgba(212,175,55,.13)}body.bic-mobile-ready .bic-ohero-chips{display:none!important}:root{--bic-fs-min:14px;--bic-fs-min-label:13px}.bici-ref,.bics-ref,.bica-ref,.bicp-ref,.bicdl-nt,.bicdl-year,body main p,body main li,body main td,body main dd,body main blockquote,body main small{font-size:max(var(--bic-fs-min,14px),1em)!important;line-height:1.75}.bicdl-badge,.bicp-chip,.bic-sr-pill,.bicv-hc__chip,.bicf-lbl,.bicd-klabel,.bicv-jstep__s,.bicdl-sec__n,.bicdl-types__lbl,.bicq-sp__t,.bicorg-shu,.bicjtl-d,.bicv-detail__cat,.bic-sa-cat,.bic-mc-count,.secv2-count,.secv2-go,.bicilt-mini,.bicnf-b,.bicnf-dt,.bicnf-cta,.bicbrd-tag,.bicfaq-h1,[class*="eyebrow"],[class*="__tag"]{font-size:var(--bic-fs-min-label,13px)!important}nav.bicbcu,nav.bicbcu a,nav.bicbcu .current,nav.bicbcu .lvl,nav.bicbcu .sep{font-size:13px!important}.bic-site-footer a{display:inline-flex!important;align-items:center!important;min-height:44px!important;padding-block:10px!important}a:focus-visible,button:focus-visible{outline:3px solid var(--bic-mc-gold)!important;outline-offset:3px!important}.bicv-eyebrow{max-width:100%!important;word-spacing:normal!important;overflow-wrap:anywhere!important}}